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PayPal Pay Later

Give your customers flexible ways to pay.

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Overview

PayPal Pay Later is a feature within the PayPal platform that allows customers to choose from different installment payment options at checkout. This includes 'Pay in 4,' which is an interest-free option for smaller purchases, and 'Pay Monthly,' which offers longer-term financing for larger purchases. Leveraging PayPal's vast user base, it provides a convenient and trusted BNPL solution for merchants and consumers.

✨ Key Features

  • Pay in 4 interest-free installments
  • Pay Monthly for longer-term financing (6, 12, or 24 months)
  • No late fees
  • Integrated into the PayPal checkout process
  • Backed by the trust and security of PayPal

🎯 Key Differentiators

  • Massive existing user base
  • Seamless integration for existing PayPal merchants
  • High brand trust and recognition

Unique Value: Provides merchants with an easy way to offer BNPL to a massive, built-in audience of PayPal users, which can lead to higher sales and customer satisfaction.

🎯 Use Cases (2)

E-commerce checkout for a wide range of purchase sizes Offering flexible payment options to PayPal's large user base

✅ Best For

  • Increasing conversion rates and average order value for merchants already using PayPal

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Merchants who do not use PayPal as a payment processor

🏆 Alternatives

Klarna Affirm Afterpay

The primary advantage of PayPal Pay Later is its seamless integration into the existing PayPal ecosystem, making it incredibly easy for merchants and consumers already using PayPal to adopt.

💻 Platforms

Web iOS Android

🔌 Integrations

Any merchant using PayPal Checkout Shopify BigCommerce WooCommerce

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (Available tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ PCI DSS Compliant

💰 Pricing

Contact for pricing

Free tier: NA

Visit PayPal Pay Later Website →