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Ready Capital

A non-bank leader in commercial real estate.

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Overview

Ready Capital is a real estate finance and small business lending company. They are a non-bank, SBA-preferred lender, consistently ranking among the top lenders for SBA 7(a) loans by volume. They offer a range of loan products for business acquisitions, expansions, and commercial real estate.

✨ Key Features

  • Top SBA 7(a) lender
  • SBA 504 loans
  • Commercial real estate loans
  • Bridge loans
  • Loan amounts from $350,000 to $5 million for SBA loans

🎯 Key Differentiators

  • Non-bank lender status provides flexibility
  • High volume SBA lender
  • Expertise in commercial real estate

Unique Value: Provides deep expertise and high-volume processing for SBA and commercial real estate loans, offering a flexible alternative to traditional banks.

🎯 Use Cases (4)

Acquiring a business Purchasing owner-occupied commercial real estate Refinancing existing debt Funding business expansion

✅ Best For

  • SBA 7(a) loans
  • Commercial real estate financing

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Businesses seeking small working capital loans or lines of credit

🏆 Alternatives

Live Oak Bank Huntington National Bank SmartBiz

As a non-bank lender, they may have more flexible underwriting criteria and a different approach than traditional, depository banks.

💻 Platforms

Web

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support

🔒 Compliance & Security

✓ SBA Preferred Lender

💰 Pricing

Contact for pricing
Visit Ready Capital Website →