Plaid

The data network for the digital financial ecosystem.

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Overview

Plaid provides a technology platform that enables applications to connect with users' bank accounts. It allows developers to build a wide range of financial services and applications by providing access to transaction data, account balances, and other financial information. Plaid's API handles the complexities of connecting to thousands of financial institutions, offering a secure and reliable way to access financial data.

✨ Key Features

  • Unified API for connecting to bank accounts
  • Access to transaction data, account balances, and identity information
  • Secure and permission-based data access
  • Solutions for payments, lending, and personal finance
  • Broad network of financial institution integrations

🎯 Key Differentiators

  • Extensive network of financial institution connections
  • Developer-friendly platform and documentation
  • Strong brand recognition and trust in the fintech community

Unique Value: Unlocks financial data to power a new generation of digital financial services.

🎯 Use Cases (4)

Personal finance and budgeting apps Payment processing and money transfers Lending and credit risk assessment Digital banking and investment platforms

✅ Best For

  • Powering popular fintech apps like Venmo and Robinhood
  • Enabling secure bank payments
  • Streamlining loan applications with income verification

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Integrations with non-financial SaaS applications
  • B2B integrations that do not involve end-user bank account connections

🏆 Alternatives

MX Finicity Yodlee

Offers a more modern and developer-friendly platform compared to legacy financial data aggregators.

💻 Platforms

Web iOS Android API

🔌 Integrations

Chase Bank of America Wells Fargo Citi US Bank Capital One American Express

🛟 Support Options

  • ✓ Email Support
  • ✓ Dedicated Support (Growth tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO ✓ SOC 2 Type II ✓ ISO 27001 ✓ PCI DSS Level 1

💰 Pricing

Contact for pricing
Free Tier Available

Free tier: Free for developers to build and test with up to 100 live Items

📊 Market Info

Customers: 8000+

Total Funding: $734.3M

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